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This coverage protects both businesses and employees by paying employee medical expenses, rehabilitation costs, and lost wages due to work-related injury or illness while shielding employers from negligence claims. General Liability General Liability Insurance protects your North Dakota business by covering bodily injury or personal injury liability as well as property damage. Coverage extends to include lawsuits like slander and libel along with false or misleading advertisements that can be costly to your business. Health insurance in West Fargo, North Dakota is optional when you have under 50 employees. However, some owners would like to offer health coverage to their team as a benefit.

Risk Purchasing Groups — Our healthcare division currently manages two risk purchasing groups for healthcare facilities. These groups have continuously paid profit sharing dividends to member facilities as a percentage of the general and professional liability coverage they purchase. Work with Mike Conzemius in Fargo, ND to get a small business insurance quote and choose what products are right for you and knowing more by this link fmchamberchorale.org

As it grows, make sure you have the right business insurance products for your business. Medical and DentalDiscover North Dakota business insurance for medical and dental professionals. Medical malpractice insurance is a type of professional liability that protects health care professionals from liability causing in bodily injury, medical expenses and property damage.

A foreign limited liability company using a name other than its limited liability company name must comply with the Trade Name Registration requirement as described above. A limited liability company using a trade name in the transaction of business must file a Trade Name Registration with the Secretary of State. A trade name is a name other than the limited liability company name.

A foreign limited liability company is one that has filed articles of organization under laws other than the laws of North Dakota. “”Foreign”” refers to limited liability companies organized in jurisdictions out-of-state as well as out-of-country. A limited liability company combines the characteristics of a partnership and a corporation.

Workers Compensations Insurance and General Liability Insurance are the most common coverages in North Dakota. There are several factors that will mandate Workers Compensation Insurance in North Dakota. A licensed insurance advisor will be able to determine if your business falls within any of these requirements and if any exemptions are applicable. Commercial Auto Insurance Employee safety is key for businesses that rely on vehicles. HUB can help you develop a commercial auto insurance policy customized for your business needs.

BOP coverage also can help your business cover the costs related to claims of bodily injury, advertising injury, and property damage that could arise during your day-to-day business operations. Business insurance can have many components to it, from commercial auto insurance to general liability to workers compensation. We can tell you what coverage your small business needs and what additional coverage would be wise to include in your policy. Consultations and insurance quotes are free, so we’re happy to talk to you about your business and your insurance needs. Pick up the phone, send a fax, or start an email dialog with us by requesting a quote online from our website.

North Dakota ranks #2 in happiest workforces and #5 as the best state for business. It is crucial to protect small businesses in North Dakota with business insurance. Some insurance coverages are even required for all North Dakota businesses—find out more here. Workers’ Compensation is insurance coverage purchased by the employer/business that provides benefits for job-related employee injuries. Under a workers’ compensation policy, employees are compensated for occupationally incurred injuries, regardless of fault. This coverage makes employers immune from some injury lawsuits by employees.

Professional liability insurance helps protect your Fargo, Moorhead, ND.. Business if someone sues you for making a mistake in the professional services you’ve provided. Businesses have this coverage, including consultants, accountants and technology professionals. Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters insurance policy may limit coverage on some of your most valuable items. From Fargo to Beach, small business owners in North Dakota work hard to make their businesses a success.

This information is designed to help you with your decision-making, and it is not intended to provide advice. Contact a local independent agent in the Trusted Choice network today for assistance concerning the insurance options that are available to you. The commercial insurance content available on this page is for informational purposes only and not for the purpose of providing legal or financial advice. Wholesale and DistributionRead informative articles on North Dakota wholesale distribution insurance. Lodging PlacesFind out what types of business insurance that North Dakota hotels, motels and other lodging places should have to protect their varied operations.

Coverage is dependent on several individual items that are customized to each operation. Below are some of the leading risk factors carriers use when rating your commercial insurance premiums. In North Dakota, $1,850,490,000 in commercial claims were paid in one recent year. A valid liability policy can save your business from financial ruin. To have adequate protection, take a look at the following options in Fargo. Many CGL policies will not cover certain types of lawsuits like those relating to professional errors, negligence and employee disputes.

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